How to Check and Download ICICI Home Loan Statement: View Your Loan Statement in 2025
In 2025, ICICI Bank makes it simple to access your home loan statement for tax filing, EMI tracking, or planning a new loan. With interest rates starting at 8.60%* and over ₹2 trillion disbursed in home loans, ICICI offers multiple easy ways to manage your account — through net banking, the iMobile app, customer care, or even offline branches for quick statement downloads and updates.
What is an ICICI Home Loan Statement?
An ICICI Bank home loan statement is an official document that gives you a complete summary of your home loan account. It shows key details such as the total loan amount, outstanding balance, loan tenure, and the breakdown of principal and interest payments over a specific period.
Your ICICI Bank home loan account statement also records any missed EMIs, partial payments, or prepayments made during the loan tenure. This document is especially useful for income tax filing, financial planning, and keeping track of your repayment progress. In short, it helps you stay organized and informed about your loan status at all times.
Details Included in an ICICI Home Loan Statement
An ICICI Bank housing loan statement gives you a complete overview of your loan account and repayment history. When you download your ICICI Bank home loan statement, you’ll find the following important details:
- Borrower’s personal and loan account information
- Loan amount, tenure, and current outstanding balance
- Applicable interest rate during the financial year
- Total EMIs paid during the year
- Clear breakdown of principal and interest components
- Details of prepayments or part-payments, if any
- Total repayment made so far and the remaining balance
Uses of the ICICI Home Loan Statement
Your ICICI housing loan statement isn’t just for record-keeping — it’s a vital document for several purposes:
- Tracks your loan repayment progress and outstanding balance
- Helps verify EMI payment history, including interest and principal portions
- Supports income tax deduction claims on home loan principal and interest
- Acts as proof of repayment when applying for new loans or refinancing
- Helps identify and resolve any discrepancies in EMIs or loan charges
ICICI Home Loan Interest Rate
| Rate of Interest | Max funding | ||
| Credit Score | ROI | Loan Amount | Funding % |
| >=800 | 7.65% | <=30 Lakh | 90% |
| 780 – 790 | 7.80% | ||
| 750 – 779 | 7.85% | 30<75 Lakh | 88% |
| 730 – 750 | 8.15% | ||
| – | – | 75 Lakh> | 88% |
| – | – | ||
| Apply Now | |||
How to Check ICICI Home Loan Statement via Net Banking?
Checking your ICICI home loan statement online is quick and convenient using the ICICI Bank net banking platform. It allows you to access your loan account details, download the statement in PDF format, and stay updated on your payments and interest calculations. Follow these steps to access your ICICI loan statement online.
Step 1: Log on to the ICICI Bank Net Banking Website:
Visit the official ICICI Bank net banking portal. Ensure you have a stable internet connection for a smooth experience.
Step 2: Login Using Your Net Banking Credentials
Enter your Net Banking User ID and password. If you do not have a net banking account, register for one using your account details.
Step 3: Access Program E-statement
Once you have finished the login process, move on to the dashboard tab, locate the option titled ‘E-statement’, and click on it. This option is easily visible and can assist you with managing your ICICI bank loan account.
Step 4: Choose the Loan Account and its corresponding period.
- Locate your home loan account number from the drop-down option for your ICICI account, then select it.
- Mark the preferred statement period you wish to review, such as Monthly, Quarterly or Yearly.
- After all adjustments are made, press the ‘Download’ button to obtain your ICICI home loan statement in PDF format.
How to View ICICI Home loan statement Via Mobile App?
Managing your ICICI home loan account has never been easier, thanks to the iMobile app. With just a few steps, you can view your ICICI Bank home loan statement, check your loan account details, and even download a PDF for your records. Here is the guide on what you need to do stepwise.
Step 1: Launch the iMobile App
You have to launch ICICI iMobile on your smartphone and ensure that you have the latest version installed on the device.
Step 2: Log In to Your Account
Enter your ICICI home loan statement login credentials to access the App. If you’re a first-time user, register your account by following the on-screen instructions.
Step 3: Navigate to the “Loans” Section
Once logged in, locate and tap on the “Loans” option in the main menu. This will display all your active and past loan accounts.
Step 4: Select Your Home Loan Account
Find your home loan account from the list and select it to view details, including the outstanding amount, EMIs, and interest certificate options.
Step 5: Access and Download Your Statement
Tap on the “Statement” option. You can view your ICICI home loan statement online or download it in PDF format for future reference. The App also allows you to retrieve your ICICI home loan interest certificate and download it without login.
How to view ICICI home loan statement online without login?
ICICI Bank allows its customers to view their ICICI Bank home loan statement online without login. By subscribing to the e-statement service, customers can receive their ICICI home loan statement via email on a monthly basis. These statements are free of cost and can be easily accessed without visiting the branch.
Step 1: Log in to the ICICI Net Banking Portal
Visit the ICICI Net Banking Portal and log in using your User ID and Password.
Step 2: Go to the Banking Section
Once logged in, navigate to the “Banking” section on the main menu.
Step 3: Select “Account Statement by Email”
Click on the “Account Statement by Email” option in the Banking section. Follow the prompts to subscribe to the service and provide your email ID to receive monthly ICICI home loan statements.
After completing the subscription process, you will receive your ICICI Bank home loan statement via email every month in the first week. These statements include all details of your ICICI loan account, including loan balance, interest paid, and principal repayment, making tracking your loan easy.
With this service, you can also download the ICICI home loan statement PDF without login, ensuring easy access to your ICICI loan statement online whenever you need it.
How to Get ICICI Home Loan Statement from Customer Care
Getting your ICICI Bank home loan statement is simple and convenient. ICICI Bank provides multiple ways to help you access your home loan account statement — whether you want to download it as a PDF or request it through customer care.
1. Call ICICI Bank Customer Care
- Dial the ICICI Bank customer care number: 1800 1080 (or use your region-specific helpline).
- Follow the IVR instructions and select loan account services.
- Request your ICICI Bank home loan statement or ICICI housing loan statement download.
2. Authenticate Your Identity
- Please provide your loan account number or your registered mobile number.
- Confirm your identity using an OTP or by answering security questions.
3. Request for Statement
- Inform the representative that you need an ICICI Bank home loan statement download.
- You can also request an ICICI home loan interest certificate or a detailed ICICI Bank home loan account statement.
4. Choose Delivery Method
- Receive your ICICI home loan statement PDF via your registered email ID, or
- Ask for a hard copy to be mailed to your registered address.
5. PDF Password Information
If your ICICI Bank housing loan statement PDF is password-protected, check the password format with customer care.
Usually, it’s based on your date of birth or registered mobile number.
How to Download ICICI Home Loan Statement in PDF Format Online
If you prefer to access your statement digitally, here’s how to download your ICICI Bank home loan statement online in just a few steps:
Step 1: Visit the ICICI Bank website
Step 2: Go to the Net Banking section.
Step 3: Log in using your User ID and password.
If you don’t have login credentials, you can register online or use the iMobile Pay App.
Step 4: Navigate to the “Loans” tab.
Select your loan account under the ICICI Bank home loan account details section.
Step 5: Click on E-Statements.
Choose the desired time period — last 3 months, 6 months, or a custom date range.
Step 6: Click “Download PDF”.
Your ICICI Bank home loan statement download will begin instantly. Save it securely for reference.
If prompted, enter the PDF password sent via SMS or email.
What is the Password for ICICI Home Loan Statement?
For security, your ICICI housing loan statement PDF is password-protected.
The default password format is usually:
First four letters of your name (in uppercase) + Date of Birth (DDMM format)
Example:
If your name is Amit Kumar and your date of birth is 5th August, 1985,
your password will be AMIT0508.
If you can’t open your PDF or forgot your details, contact ICICI home loan customer care for quick help.
How to open the ICICI home loan statement PDF with a password?
If you have an ICICI home loan and wish to access your loan statement, you can easily download the PDF version. However, ICICI secures these statements with a password for your privacy and security. Here’s a guide on how to open your ICICI home loan statement PDF with the password.
Step 1: Download the Loan Statement
Step 2: Locate Your Loan Statement: After downloading, locate the ICICI home loan statement PDF on your computer or device.
Step 3: Enter the Password: When you open the PDF, it will ask for a password.
Step 4: Access Your Loan Details: Once you enter the correct password, your ICICI loan statement will open. You can view details like the outstanding balance, EMI schedule, and more.
How to Get Your ICICI Home Loan Statement Offline
If you prefer an offline method to access your ICICI Bank home loan statement, ICICI Bank provides several convenient options. You can easily obtain your ICICI Bank housing loan statement without logging into your account.
Below are simple ways to download or receive your ICICI housing loan statement offline:
1. Visit the Nearest ICICI Bank Branch
- Go to any ICICI Bank branch near you.
- Request a printed copy of your ICICI home loan statement.
- Provide your loan account number and valid ID proof to the bank executive.
You can also ask for your ICICI Bank home loan statement download PDF to be sent to your registered email.
2. Call ICICI Bank Customer Care
- Dial the ICICI Bank toll-free number: 1800 1080.
- Choose the home loan or housing loan option in the IVR menu.
- Request your ICICI Bank housing loan statement or interest certificate.
- The representative can email or courier your statement to your registered address.
3. Request via SMS
Send an SMS with the required details to the ICICI Bank’s designated number (available on their website).
You may receive your ICICI home loan statement download PDF link directly via SMS.
4. Contact Your Loan Agent or Relationship Manager
If you have a loan agent or relationship manager, request them to share your ICICI housing loan statement.
They can send it to your email or provide a physical copy based on your preference.
5. Request via Email
Send an email to ICICI Bank customer service from your registered email ID.
Include your loan account number and specify the statement you need — for example, the ICICI home loan interest certificate or the ICICI Bank home loan statement download PDF.
You’ll receive it in your inbox within a few business days.
Why You Need the ICICI Home Loan Statement
Your ICICI Bank housing loan statement is essential for:
- Tax deductions under Sections 80C and 24(b).
- Applying for a new home loan or top-up loan.
- Understanding your loan repayment progress, including principal and interest breakdown.
- Verifying outstanding balance, EMIs paid, and interest charged.
This document helps you monitor your loan performance and ensures all transactions are accurate.
How to Check the Status of Your ICICI Home Loan Application
Once your ICICI home loan statement online is active, you can easily track your application status using these steps:
- Visit the ICICI Bank website and go to the home loan section.
- Click “Check Application Status”.
- Enter your reference number or form number.
- If you don’t remember the number, provide details such as your name, date of birth, loan amount, or PAN.
- Click “Submit” to view your application progress.
You can also use your registered mobile number and security questions to track your status.
About ICICI Bank Home Loans
Following the RBI’s repo rate hike to 5.40%, ICICI Bank has revised its home loan interest rates to 9.10% p.a. (as of August 2025).
Your credit score plays a major role in determining the final rate.
ICICI Bank has disbursed over ₹2 trillion in home loans and aims to source 75% of its new home loans digitally through its online and mobile platforms.
Borrowers no longer need to visit branches for routine services — you can easily access your ICICI housing loan statement, provisional statement, or interest certificate online or offline.
How NoBroker Can Help You
NoBroker makes your home loan process simpler and faster.
Here’s how we can help:
- Compare interest rates from multiple banks, including ICICI.
- Check your eligibility and documentation requirements.
- Assist with ICICI home loan statement download or interest certificate requests.
- Provide end-to-end support for new home loan applications, balance transfers, or top-up loans.
If you need expert assistance with your ICICI Bank housing loan, simply leave a comment below. Our NoBroker executive will reach out to help you get started.
Conclusion
Getting your ICICI Bank home loan statement is now easier than ever, whether you prefer online or offline options. From visiting the nearest branch to using customer care or email support, ICICI Bank ensures a smooth and hassle-free experience for all home loan customers.
Your ICICI Bank housing loan statement helps you stay updated on your EMIs, outstanding balance, and repayment progress — making it a crucial document for tax filing and financial planning.
If you ever find the process confusing, NoBroker is here to help. Our team assists you in downloading your ICICI housing loan statement, managing your home loan documents, and even comparing better loan offers with lower interest rates. With NoBroker, managing your home loan becomes simple, transparent, and stress-free.
