Property Due Diligence & Verification in India

Documents Required

1. Village Map
(for Plot) Map of the village showing the land location
2. Title Deeds
(for Plot) Documents showing ownership history of the land
3. Land Records Index
(for Plot) Index of rights and ownership of the land
4. RTC Records
(for Plot) Record of Rights, Tenancy, and Crops from 1969-70 to 2019-20
5. Conversion Order
(for Plot) Order for the conversion of land usage
6. Intimation Letter
(for Plot) Letter intimating the conversion
7. Conversion Fee Challan
(for Plot) Receipt of conversion fee payment
8. Conversion Sketch
(for Plot) Sketch of the land post-conversion
9. Nil Tenancy Certificate
(for Plot) Certificate confirming no tenancy on the land
10. Endorsement
(for Plot) Issued under PTCL Act
11. Encumbrance Certificate
(for Plot) Encumbrance Certificate from 01.04.1948 to the date of plan sanction
12. Plan Sanction Letter
(for Flat) Letter confirming plan sanction
13. Approved Bldg Plan
(for Flat) Approved plan of the building
14. Sharing Agreement
(for Flat) Agreement detailing the sharing of property
15. Occupancy Certificate
(for Flat) Occupancy Certificate (If Applicable)
16. Commencement Certificate
(for Flat) Commencement Certificate (If Applicable)
17. Maintenance Receipt
(for Flat) Apartment owners association maintenance charges paid receipt up to date
18. Latest Khatha
(for Flat) Khatha in the name of the present owner in respect of the subject flat
19. Tax Paid Receipts
(for Flat) Tax paid receipts in respect of the subject flat
20. NRI TAN
(for Flat) If the seller is an NRI, the purchaser should have a TAN
21. Clearance Certificate
(for Flat) Clearance Certificate if any existing loan on the subject flat
22. Flat Encumbrance Certificate
(for Flat) Encumbrance Certificate from date of plan sanction to date
23. Latest Elec Bill
(for Flat) Latest electricity bill for the subject flat
24. Document Inspection
(for Flat) Inspection of all original documents
25. Owners PAN
(for Flat) PAN copies of the current owners
26. Purchasers PAN
(for Flat) PAN copies of the purchasers
27. Owners Aadhar
(for Flat) Aadhar copies of the current owners
28. Purchasers Aadhar
(for Flat) Aadhar copies of the purchasers

Note: These are reference documents and may vary based on property type and location.

Property Due Diligence Services

NoBroker’s property due diligence services cover every important aspect of a real estate transaction. Our seasoned lawyers carefully check all documents and records related to the property to ensure that there are no unexpected drawbacks. NoBroker’s services include:

• Title Verification – We make sure that the property has a clear title and is free from ownership disputes. We also verify the ownership history to ensure proper legal transfer over time.
• Encumbrance Check – We check for any pending loans, mortgages, or legal claims and disputes against the property. A property with financial restraints or liabilities can cause major issues for a buyer.
• Government Approvals Verification – It is essential to confirm that the property has received all necessary approvals from local regulatory authorities. We verify property permits, land use approvals, and municipal clearances.
• Property Tax Clearance – We check the property’s tax payment history to ensure there are no pending tax dues, as unpaid taxes can become the responsibility of the new owner.
• Litigation Check – Our legal team investigates whether the property is involved in any ongoing court cases or disputes, helping you avoid future legal troubles.
• Land Use and Zoning Compliance – We verify whether the property complies with local land use regulations and zoning laws and has the required documentation to prove so, to ensure that it can be used as intended.

By conducting thorough due diligence before buying property, we help buyers avoid fraudulent transactions, illegal constructions, and financial risks.

Property Due Diligence Checklist in India

A well-structured property due diligence checklist India ensures that every crucial factor is examined before purchasing a property. Below are the key elements that buyers must check:

1. Verification of Title and Ownership

• To verify ownership, examine the title deed.
• Look for any issues in previous ownership documents.
• Make sure there are no inheritance disputes involving the property.

2. Verification of Legal and Compliance

• Check if local authorities have approved the property.
• Verify whether the property complies with zoning laws.
• Verify the legality of the sale deed.

3. Encumbrance and Financial Status 

• Verify whether the property has any outstanding mortgages or loans.
• Check electricity bill clearing and property tax payments.
• Verify that no outstanding society maintenance fees exist.

4. History of Litigation and Disputes

• Verify whether there are any court cases involving the property.
• Check for any legal claims with the registrar’s office.

5. Structural and Physical Examination

• Verify that the property is as described in the law.
• Look for any unapproved building or alterations.

Before going through with a real estate transaction, buyers should use this property due diligence checklist to make sure that all significant legal and financial details have been validated.

Property Due Diligence Report Format

Once the verification process is complete, buyers receive a detailed property due diligence report, which provides a clear analysis of all findings. The property due diligence report format includes:

1. Property Overview

• Basic details such as location, size, and type of property.
• Owner details and past ownership history.

2. Legal Verification

• Title deed analysis and transfer history.
• Encumbrance certificate verification.
• Sale deed and ownership document verification.

3. Compliance Status

• Government approvals and NOCs (No Objection Certificates).
• Zoning and land use classification verification.

4. Financial and Tax Status

• Property tax clearance certificate.
• Utility bill and maintenance payment records.

5. Litigation and Dispute Check

• Court case history, if any.
• Pending legal issues affecting ownership.

The property due diligence report format ensures that buyers receive a structured and easy-to-understand summary of all findings. This helps the buyer in making an informed decision regarding the property purchase.

Why Choose NoBroker for Property Due Diligence Services?

NoBroker simplifies the due diligence of property in India by offering a hassle-free, expert-backed verification process. Here’s why thousands of buyers trust us:

• Experienced Legal Professionals: Our team consists of experienced attorneys with expertise in document verification and property due diligence.
• All-online procedure: We save you time and effort by offering an online end-to-end property due diligence service.
• Government Record Verification: In order to produce reliable reports, we verify all property records with official registries.
• Quick and Clear Reports: Our property due diligence report is thorough but simple to read, enabling purchasers to act swiftly and intelligently.
• Reasonably priced: We guarantee that buyers receive value for their money by providing expert verification services at fair prices.

NoBroker ensures that buyers have a smooth and secure experience when purchasing a property by eliminating the risks associated with legal and financial irregularities.

Conducting a due diligence check before purchasing real estate is a crucial step in guaranteeing a secure, legal and profitable real estate transaction. We, at NoBroker, provide a systematic, proficient, and transparent approach to due diligence in real estate transactions, making sure that all important factors are examined before you finalize a transaction.

Our comprehensive property due diligence checklist India and our expert-led verification procedure allow purchasers to invest in real estate with confidence and without fear of financial or legal issues. Use NoBroker’s trustworthy property due diligence services to protect your investment today!