Axis Bank Asha Home Loan
Need a home loan with high funding and low EMIs? Axis Asha Home Loan, offered by NoBroker, provides up to ₹35 Lakhs with 90% property funding, 12 EMI waivers, and low interest rates starting at just 10.05% p.a. Be it a ready-to-move, under-construction, or plot+build, Axis Asha Home Loan sues to your advantage. Apply via NoBroker for expert guidance, less paperwork, and a hassle-free, smooth application process.
Axis Bank Asha Home Loan: Affordable, Accessible & Tailored for You
If you’re planning to buy your dream home but worried about loan eligibility or high EMIs, Axis Bank Asha Home Loan is your solution. With up to Rs. 35 lakh loan amount, 90% property funding, and 12 waived EMIs*This scheme is designed for easy and effective home financing. At NoBroker, we simplify the loan process by acting as a trusted home loan aggregator. You don’t need to visit Axis Bank’s official site—we’ll handle the entire application and approval process for you.
Overview of Axis Asha Home Loan
| Feature | Details |
| Loan Amount | Rs. 1 Lakh to Rs. 35 Lakhs |
| Interest Rate | Starts from 10.05% |
| Maximum LTV | Up to 90% of property value |
| EMI Waiver | Up to 12 EMIs waived* |
| Eligible Property Types | Under construction, resale, plot + build, etc. |
| Eligible Applicants | Salaried, professional, self-employed |
| Minimum Income Requirement | Rs. 8,000 per month (combined) |
| Loan Tenure | Flexible, depending on the applicant’s age |
Key Features and Benefits for Axis Bank Asha Home Loan
- Affordable Interest Rates: Starting from just 10.05%*
- Loan of Up to Rs. 35 Lakhs: Ideal for affordable housing segments
- Loan to Value (LTV) Up to 90%: Higher funding with minimal down payment
- 12 EMI Waivers: Stay committed and enjoy waived-off EMIs*
- Versatile Usage: Use for construction, purchase, repairs, or plot+build
- Easy Top-Up Option: Apply for a top-up loan on a home loan from Axis Bank through us for extra funds with minimal documentation
Axis Bank Asha Home Loan Top Up: Everything You Need to Know
NoBroker simplifies the Axis Bank Asha home loan top-up process, ensuring you get access to additional funds quickly when you already have an Axis Bank Asha Home Loan.
Benefits of Top-Up Loan:
- Quick Disbursal through NoBroker
- Attractive Axis Bank home loan top-up interest rate
- No collateral is required if the original loan is secured
- Can be used for any purpose: medical expenses, renovations, education, etc.
How to Apply:
Using Axis Bank home loan top-up calculator, determine eligibility and estimated EMI. Our team helps you through the Axis Bank home loan top-up procedure end-to-end.
Eligibility Criteria
Salaried Individuals:
- Should be permanently employed in government or reputed companies
- Age: 21–60 years (or superannuation)
Professionals:
- Doctors, engineers, CAs, architects, and more
- Age: 21–65 years
Self-Employed:
- Must file IT returns
- Age: 21–65 years
Minimum monthly combined income: Rs. 8,000
Required Documents for Axis Bank Asha Home Loan:
Identity Proof (Any one):
- Aadhaar Card
- Voter ID
- Passport
- Government-issued Photo ID
Address Proof (Any one):
- Utility bills
- Aadhaar Card
- Property tax receipt
Income Proof:
Salaried:
- 3–6 months’ pay slips
- 6 months bank statement
- Form 16 (2 years)
Self-employed/Professionals:
- 1–2 years ITR
- Computation of Income, Balance Sheet, P&L
- 6 months’ bank statement
Other Required Documents:
- Application form
- PAN card
- Passport-size photo
- Loan agreement, NACH mandate, disbursement letters
We at NoBroker will assist you in collecting, verifying, and submitting these documents directly to Axis Bank to make the process smooth for Axis Asha Home Loan.
Property Types Supported Under Asha Loan
- Ready-to-move homes
- Under-construction properties
- Resale homes
- Self-construction
- Plot + Construction
How NoBroker Assists You in Availing Axis Asha Home Loan
In contrast to applying directly on the Axis Bank official website, when you apply through NoBroker:
- You receive personalized assistance from application to disbursement
- We take care of document collection & submission
- We assist you in calculating your EMIs and top-up options
- We negotiate the best Axis Bank home loan top-up interest rate on your behalf
- Make use of our home loan top-up calculator Axis Bank to plan correctly
Axis Bank Home Loan Top-Up Calculator
Utilize the home loan top-up calculator Axis Bank offered by NoBroker to know:
- Eligibility as per repayment history
- Top-up limit available
- New EMI after top-up
Step-by-Step Axis Bank Home Loan Top-Up Process
- Verify eligibility through NoBroker’s top-up calculator
- Provide simple KYC and income documents
- The bank checks the repayment history
- Approval and release within a couple of working days
- Our experts provide a smooth process, with complete assistance and monitoring.
Why Select NoBroker?
- No trips to the bank needed
- Personal loan specialist to assist you
- Application & documentation free of charge
- Special offers & fast turnaround
Conclusion:
Axis Asha Home Loan is the ideal solution for affordable living, with high LTV percentages, flexible repayment, and a maximum of 12 EMI waivers for qualifying customers. Apply through NoBroker for an experience that is seamless from documentation to disbursement without the hassle of visiting multiple banks. Get the benefit of fast processing, a top-up facility, and the guarantee of expert support through your home loan journey. Turn your dream house into a reality with Axis Asha Home Loan today!
