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14 - Flats for Sale in Kandivali West Kandivali West Mumbai | Apartments for Sale in Kandivali West Kandivali West Mumbai

Available inventory breakdown:
1 BHK Flat In Sethia Kalpavruksh Heights For Sale In Kandivali West
1 BHK Flat In Sethia Kalpavruksh Heights For Sale In Kandivali West
POSH SOCIETY

1 BHK Apartment In Sethia Kalpavruksh Heights For Sale In Kandivali West

₹1.08 Cr
₹19,636/sq.ft
Kalpavruksh Heights, Kandivali, Irani Wadi, Kandivali West, Mumbai, Maharashtra 400067, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
550 sqft
North
Add notes
Contact Owner

2 BHK Flat In Kalpavruksh Heights For Sale In Kandivali West

₹2.50 Cr
₹20,661/sq.ft
Kandivali West, Mumbai, Maharashtra, INDIA., Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
1210 sqft
Don't Know
Add notes
Contact Owner

1 BHK Apartment In Kalparuksh Heights For Sale In Kandivali West

₹1.07 Cr
₹16,462/sq.ft
Kandivali, Kandivali West, Mumbai, Maharashtra 400067, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
650 sqft
North
Add notes
Contact Owner
POSH SOCIETY

2 BHK Apartment In Sethia Kalpavruksh Heights For Sale In Kandivali West

₹2 Cr
₹18,692/sq.ft
Kalpavruksha, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
1070 sqft
East
Add notes
Contact Owner

1 BHK Apartment In Kalpavruksh Heights For Sale In Kandivali West

₹95 Lacs
₹19,000/sq.ft
Kalpavruksh Heights, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
500 sqft
South
Add notes
Contact Owner
POSH SOCIETY

3 BHK Apartment In Kalpvruksh Heights For Sale In Kandivali West

₹2.45 Cr
₹27,841/sq.ft
Kalpavruksh Heights, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
880 sqft
East
Add notes
Contact Owner
POSH SOCIETY

2 BHK Apartment In Sethia Kalpavruksha Heights For Sale In Kandivali West

₹1.65 Cr
₹15,714/sq.ft
Near Laljipada police station, New Link Road, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
1050 sqft
North-East
Add notes
Contact Owner

2 BHK Apartment In Sethia Kalpavruksh Heights For Sale In Kandivali West

₹1.80 Cr
₹29,557/sq.ft
Kandivali West, Mumbai, Maharashtra,, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
609 sqft
East
Add notes
Contact Owner

1 BHK Apartment In 1302, Jai Bharat Chs A Wing For Sale In Kandivali West

₹52 Lacs
₹14,857/sq.ft
Kandivali West, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
350 sqft
South
Add notes
Contact Owner

3 BHK Apartment In Kalpavruksh Heights Kandivali West For Sale In Kandivali West

₹2.20 Cr
₹19,964/sq.ft
Kalpavruksh Heights Kandivali West, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
1102 sqft
East
Add notes
Contact Owner

2 BHK Flat In Kalpavrkush Heights For Sale In Kandivali West

₹1.80 Cr
₹17,143/sq.ft
8 Lalji Pada Kandivali W, Kandivali, Shankar Pada, Kandivali West, Near - Laljipada Police Station, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
1050 sqft
East
Add notes
Contact Owner

2 BHK Flat In Kalpavruksh Heights For Sale In , Kandivali West

₹1.70 Cr
₹26,034/sq.ft
New Link Rd, , Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
653 sqft
West
Add notes
Contact Owner

1 BHK Apartment In Sethia Kalpavruksh Heights, For Sale In Kandivali

₹1.15 Cr
₹27,187/sq.ft
LALJI PADA, Kandivali, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
423 sqft
South
Add notes
Contact Owner

3 BHK Apartment In Sethia Kalpavruksh Heights For Sale In Kandivali West

₹2.75 Cr
₹25,701/sq.ft
Giriraj Heights, Lalhipada, New Link Rd, Kandivali, Irani Wadi, Kandivali West, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
1070 sqft
North-East
Add notes
Contact Owner

Showing properties near your searched localities

275 - Flats, Apartments for Sale in Irani Wadi, Mumbai | Flats in Irani Wadi

2 BHK Flat In Westend Heights For Sale In Kandivali West
2 BHK Flat In Westend Heights For Sale In Kandivali West

2 BHK Apartment In Westend Heights For Sale In Kandivali West

₹1.70 Cr
₹14,783/sq.ft
Shivaji Rd, near Thakur International school , Kandivali West, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
I.C. Colony
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
1150 sqft
North-East
Add notes
Contact Owner

1 RK Apartment In Siddivinayak Apartment For Sale In Kandivali West

₹35 Lacs
₹15,556/sq.ft
hemu Colony, near iraniwadi, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
225 sqft
West
Add notes
Contact Owner

1 RK Apartment In Irani Wadi No 4 For Sale In Kandivali West

₹58 Lacs
₹16,571/sq.ft
Irani Wadi, Kandivali West, Kandivali, Mumbai, Maharashtra 400067, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
350 sqft
North-East
Add notes
Contact Owner

2 BHK Apartment In Gabadia Heights For Sale In Kandivali West

₹2.50 Cr
₹31,447/sq.ft
Number 4, Hemukalani Cross Rd Number 3, Irani Wadi, Kandivali West, Mumbai, Maharashtra 400067, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
795 sqft
South-East
Add notes
Contact Owner

2 BHK Apartment In Gabadia Heights For Sale In Kandivali West

₹2.50 Cr
₹27,778/sq.ft
Near Modi Park, Hemu Colony Cross Road 4, Irani Wadi, Kandivali West, Mumbai, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
900 sqft
East
Add notes
Contact Owner

2 BHK Apartment In Gabadia Heights For Sale In Kandivali West

₹2.19 Cr
₹19,043/sq.ft
Gabadia Heights, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
1150 sqft
East
Add notes
Contact Owner

2 BHK Apartment In Gabadia Heights For Sale In Kandivali West

₹2.30 Cr
₹23,162/sq.ft
Gabadia Heights, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
993 sqft
Don't Know
Add notes
Contact Owner

2 BHK Flat In Ranchod Apartment For Sale In Kandivali West

₹1.30 Cr
₹23,636/sq.ft
Iraniwadi rd no 3 near Sai Raj Garden CHS, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
550 sqft
South
Add notes
Contact Owner

2 BHK Apartment In Sai Raj Garden For Sale In Kandivali West

₹2.10 Cr
₹22,388/sq.ft
Irani Wadi Road No.3 D-115, Kandivali, Hemu Colony, Bhagat Colony,, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
938 sqft
East
Add notes
Contact Owner

1 BHK Apartment In Siddhi Vinyakak For Sale In Talavali

₹21 Lacs
₹4,667/sq.ft
sector 22, NMMC School No 44, nmmc Talavali Marathi school, talavali, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
450 sqft
South
Add notes
Contact Owner

1 BHK Apartment In Siddhi Vinayak Towers For Sale In Thane West

₹80 Lacs
₹16,495/sq.ft
Lal Bahadur Shastri Rd near Vikas Complex, Thane west, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
485 sqft
North-West
Add notes
Contact Owner

2 BHK Apartment In Rajputana Associates, Kanddivali For Sale In Rajputana Associates Kamala Chs Ltd, Kandivali West, Mumbai

₹1.45 Cr
₹22,308/sq.ft
Rajputana associates, Rajputana Associates Kamala CHS Ltd, Kandivali West, Mumbai, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
650 sqft
South-West
Add notes
Contact Owner

2 BHK Apartment In Rajputana Kamala Chsl For Sale In Kandivali West

₹1.30 Cr
₹21,667/sq.ft
Rajputana Paradise, Hemukalani Road Number 2, Kandivali, Paras Nagar, Irani Wadi, Kandivali West, Mumbai, Maharashtra, India 400067, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
600 sqft
East
Add notes
Contact Owner

2 BHK Apartment In Rajputana Kamala Chsl For Sale In Kandivali West

₹1.30 Cr
₹26,860/sq.ft
Rajputana Kamala CHSL, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
484 sqft
East
Add notes
Contact Owner

1 BHK Apartment In Vijay Park For Sale In Kasarvadavali

₹55 Lacs
₹9,910/sq.ft
Vijay Park, Kasarvadavali Rd, Kasarvadavali, Thane West, Thane, Maharashtra 400615, Kasarvadavali, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
I.C. Colony
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
555 sqft
Don't Know
Add notes
Contact Owner
POSH SOCIETY

1 BHK Apartment In Chawla Chawl Sra Chs For Sale In Kandivali West

₹52 Lacs
₹14,857/sq.ft
Hemukalani Rd near Gokul Heights, Kandivali West , mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
350 sqft
East
Add notes
Contact Owner

2 BHK Apartment In Divya Shree Abhishek Chsl For Sale In Kandivali West

₹1.75 Cr
₹25,926/sq.ft
hemu colony, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
675 sqft
West
Add notes
Contact Owner

1 BHK Apartment In Raj Seema For Sale In Kandivali West

₹1.20 Cr
₹24,000/sq.ft
Raj Seema, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
500 sqft
North
Add notes
Contact Owner

2 BHK Apartment In Dattani Gram For Sale In Kandivali West

₹1.11 Cr
₹15,200/sq.ft
VIJAY PARK-2, Mathuradas Road, Tribhuvan Chawl, Hemu Colony, Bhagat Colony, Kandivali West, Mumbai, Maharashtra 400067, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
731 sqft
Don't Know
Add notes
Contact Owner

2 BHK Flat In Shree Abhishek Society Kandivali For Sale In Kandivali West

₹1.50 Cr
₹23,077/sq.ft
mathuradas road, Kandivali West, mumbai
Nearby
Sukh Shanti Co. Op. Credit Society Ltd.
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
650 sqft
West
Add notes
Contact Owner

2 BHK Apartment In Sai Elegance For Sale In Kandivali West

₹1.35 Cr
₹20,000/sq.ft
Iraniwadi Rd Number 3, Tribhuvan Chawl Bhagat Colony, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
675 sqft
West
Add notes
Contact Owner

2 BHK Apartment In Akshar Apartments No. 2 For Sale In Near Dattani Gram Chsl

₹2 Cr
₹27,027/sq.ft
Iraniwadi No.3, Mathuradas Rd, Sambhav Darshan, Near Dattani Gram CHSL, Mumbai, Maharashtra 400067, India, Near Dattani Gram Chsl, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Vasant Sagar Complex
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Semi Furnished
740 sqft
West
Add notes
Contact Owner

2 BHK Apartment In Gokul Heights For Sale In Kandivali West

₹1.26 Cr
₹14,566/sq.ft
Gokul Heights Ahead Chawla Chawl SRA CHS Bldg Hemu Kalani road no. 4, Irani Wadi, Kandivali West, Mumbai, Maharashtra 400067, India, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
865 sqft
East
Add notes
Contact Owner

2 BHK Apartment In Namo Shanti Krupa For Sale In Borivali West

₹1.50 Cr
₹25,000/sq.ft
Behind Shanti ashram bus Depot, Borivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Unfurnished
600 sqft
East
Add notes
Contact Owner

4 BHK Apartment In Adarsh Classic A For Sale In Kandivali West

₹5.80 Cr
₹28,642/sq.ft
Adarsh Dairy Road, Kandivali West, mumbai
Nearby
VIJAYA BANK, GOREGAON WEST
Goregaon Railway Station
Sawant Yoga
SANCHAITI SUPERSPECIALITY HOSPITAL
Malad West
Fully Furnished
2025 sqft
East
Add notes
Contact Owner

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Flats & Apartments for Sale in Irani Wadi, mumbai

Overview (September 2026)

Irani Wadi is a residential neighbourhood in mumbai . Browse 14+ NoBroker-verified, owner-direct flat listings from compact 1 BHK to spacious 4 BHK+ apartments.

Available inventory breakdown:

  • 2 BHK: 6+
  • 1 BHK: 5+
  • 3 BHK: 3+

Ready to Move: 14+

One-time purchase costs buyers should plan for:

  • Stamp Duty: 6% of property value
  • Registration Charges: 1% of property value

Flat Sale Prices in Irani Wadi

Avg price per sq ft in Irani Wadi: ₹21,301. Based on NoBroker-verified listings — September 2026:

  • 2 BHK (609–1,210 sq ft): ₹16,500,000 - ₹25,000,000
  • 1 BHK (350–650 sq ft): ₹5,200,000 - ₹11,500,000
  • 3 BHK (880–1,102 sq ft): ₹22,000,000 - ₹27,500,000

Sale Prices by Property Type in Irani Wadi

Gated Society Apartments for Sale in Irani Wadi

14+ listings — ₹6,060,000 - ₹26,999,999

  • Kalpavruksh Heights
  • Kalpavruksh Heights
  • Sethia Kalpavruksh Heights

Investment Signals for Irani Wadi

  • Avg Price per Sq Ft: ₹21,301

Nearby Localities for Comparison

Buyers evaluating Irani Wadi often compare it with:

  • Shankar Pada
  • Bhagal Colony
  • Lalji Pada
  • Irani Wadi

End-to-End Buying Services by NoBroker

Along with helping you find a verified flat in Irani Wadi, NoBroker supports buyers through the full purchase journey:

  • Home Loan Assistance: Compare offers from 30+ banks and NBFCs, get pre-approved in 24 hours
  • Legal Verification: Title search, encumbrance certificate, sale deed review by empanelled lawyers
  • Stamp Duty & Registration Support: End-to-end documentation and payment assistance
  • Interior & Renovation: Modular kitchen, painting, electrical, plumbing, carpentry
  • Packers & Movers: Safe, on-time relocation to your new home
  • Property Management: Tenant sourcing and rent collection if buying as investment

Frequently Asked Questions

Are there flats for sale in the Irani wadi without brokerage?

You can find plenty of flats for sale in Irani wadi, they come at various price points and configurations, and only on NoBroker they are available with ZERO brokerage fees.

What are the types of flats for sale in Irani wadi?

You can choose from fully furnished flats for sale, semi-furnished flats for sale, unfurnished flats for sale. There are also different sizes available and different configurations (1RK, 1BHK-4BHK and more). There are also flats that are ready-to-move, resale, and under construction that are available in Irani wadi.

How can I find a flats for sale without brokerage in Irani wadi?

The best way to find property that is for sale without any brokerage in Irani wadi is to look on NoBroker! Each house or commercial establishment listed here comes with ZERO brokerage.

Does NoBroker help to buy a flats in the Irani wadi?

Yes! NoBroker can help you buy a flat in Irani wadi. With NoBroker, you are connected to flat owners, and builders directly. You also get relationship managers who can give you information on societies or buildings to choose based on your unique requirements. Relationship Managers can also give you information on the latest and upcoming projects, and the best deals available that can help you SAVE MONEY. If you need help with negotiation, they help you with that too!

What types of properties are available if I want to buy a house in the Irani wadi?

There are many types of properties or houses available for sale in Irani wadi such as resale properties, under construction properties, ready-to-move properties and new projects.

What is the price of flats in Irani wadi?

flats prices in Irani wadi are affordable for all classes. Depending on the builder, locality, and BHK configuration, you can easily find a home within your budget.

How do I know if the price of flats in Irani wadi is quoted correctly?

Identify the fair market value of the flats in Irani wadi by estimating and comparing a flat’s price online. Next, try identifying the per square feet rate in Irani wadi(this usually differs from one property to another based on location, infrastructure, amenities, transportation, and other factors).

How can I estimate the price of flats in Irani wadi?

You can estimate the price of flats in Irani wadi by looking at the builders’ reputation, the flat resale price, the location value, amenities, construction quality, stamp duty and registration charges, brokerage fee, and other additional costs.

What is the price range of houses in Irani wadi?

The average price range of a house in Irani wadi , Mumbai is affordable for all classes and, you can easily find a home within your budget.

What is the price range of villas in Irani wadi?

The average price range of a villa in Irani wadi , Mumbai is affordable for all classes and, you can easily find a home within your budget.

How do I know if the price of a house in Irani wadi is quoted correctly?

Identify the fair market value of a house in Irani wadi by estimating and comparing its price online. Next, try identifying the per square feet rate in Irani wadi. Use this knowledge to evaluate whether your builder is charging you adequately.

How do I know if the price of a villa in Irani wadi is quoted correctly?

Identify the fair market value of a house in Irani wadi by estimating and comparing its price online. Next, try identifying the per square feet rate in Irani wadi. Use this knowledge to evaluate whether your builder is charging you adequately.