DHFL Home Loan EMI Calculator | 2025
The DHFL & Piramal Capital Home Loan EMI Calculator is a simple and convenient tool that helps borrowers easily calculate their monthly EMIs. It provides an accurate estimate by taking into account the loan amount, interest rate, and tenure, saving you the hassle of manual calculations and helping you plan your finances better.
DHFL Home Loan EMI Calculator
DHFL (Dewan Housing Finance Corporation Limited) is one of India’s top financial institutions, established in 1984 to provide housing finance to middle- and low-income groups. Headquartered in Mumbai, DHFL has branches across the country, offering loans to individuals in rural and semi-urban areas.
Individuals looking to purchase a residential property can avail of housing finance from DHFL at competitive rates starting from 8.75% p.a.
Before applying for a loan, it’s important to assess your financial capability. The DHFL Home Loan Calculator or DHFL Loan EMI Calculator helps borrowers estimate their monthly EMIs and plan finances effectively, ensuring you borrow within your budget.
How To Utilize the DHFL Home Loan EMI Calculator
Calculating your home loan EMIs is simple with the DHFL Loan EMI Calculator. Here’s a step-by-step guide:
- Visit the Official Website: Open the official DHFL (Dewan Housing Finance Limited) website and navigate to the Tools & Calculators section. Click on the “Home Loan” option and select the DHFL Housing Loan EMI Calculator.
- Enter Loan Details: Fill in the required fields with your loan amount, interest rate, and tenure in years.
- Calculate EMI: Once the details are entered, the DHFL Loan Calculator will automatically compute your equated monthly installment (EMI) in INR.
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View Results: The calculator displays your monthly EMI, total interest payable, and the overall repayment amount. This quick and accurate calculation helps you plan your finances before applying for a loan.
The DHFL Housing Loan Calculator is a user-friendly, hassle-free tool that empowers borrowers to estimate their monthly EMI obligations based on the loan amount, interest rate, and tenure. Using the DHFL Housing Loan EMI Calculator, individuals can make informed decisions and plan their home loan effectively.
Benefits of Using the DHFL Home Loan EMI Calculator
- Accuracy: The DHFL Loan Calculator generates precise EMI calculations, eliminating manual errors and helping you plan your finances confidently.
- Time-Saving: Quickly calculate EMIs without spending hours doing manual calculations.
- Comparative Analysis: Experiment with different loan amounts, tenures, and interest rates to find the repayment plan that suits your financial situation.
- Convenience: The calculator is available online 24/7 via the DHFL website, making it easy to use anytime, anywhere.
- Transparency: See exactly what your monthly instalments will be, allowing you to make informed decisions with confidence.
Factors Affecting DHFL Home Loan EMI Calculator
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Loan Amount: Higher loan amounts result in higher EMIs, while smaller loans mean lower monthly payments.
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Interest Rate: Changes in the DHFL home loan interest rate directly affect your EMI. Higher rates increase EMIs, while lower rates reduce them.
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Loan Tenure: Longer tenures reduce monthly EMIs but increase total interest, while shorter tenures lead to higher EMIs but lower interest costs.
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Creditworthiness: Better credit scores may help you secure a lower DHFL loan EMI rate, reducing your monthly repayment burden.
Using the DHFL Home Loan Calculator or DHFL Loan EMI Calculator, borrowers can plan effectively, compare options, and manage their home loan repayments with ease.
DHFL Home Loan Amortization Schedule
Along with calculating your EMI, the DHFL Home Loan EMI Calculator also provides an amortization schedule. This schedule breaks down your EMI into principal and interest components for every month or year of the loan tenure. You can use the DHFL Loan EMI Calculator to view this schedule and better understand your repayment plan.
Key Insights from the Amortization Schedule
- Total Interest Payable: Shows the total interest you will pay over the loan tenure.
- Principal and Interest Breakdown: Each EMI is divided into principal repayment and interest, giving a clear picture of your payments.
- Loan Balance: Displays the remaining loan amount after every EMI, helping you track repayment progress.
- Prepayment Planning: Helps you see the impact of prepayments or partial lump-sum payments on your loan term and interest.
Comparison of Home Loan Rates of SBI, HDFC, ICICI, Kotak Mahindra & other Banks
DHFL Home Loan EMI Calculator currently offers its clients home loans with interest rates starting at 8.75%. Below is the home loan emi comparison of different banks:
| Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh |
| SBI | 8.60% – 9.50% | 8.60% – 9.40% | 8.60% – 9.40% |
| HDFC | 8.65% – 10.35% | 8.65% – 10.60% | 8.65% – 10.70% |
| LIC Housing Finance | 8.65% – 10.10% | 8.65% – 10.30% | 8.65% – 10.50% |
| ICICI Bank | 8.75% – 9.85% | 8.75% – 9.85% | 8.75% – 9.85% |
| Kotak Mahindra Bank | 8.65% onwards | 8.65% onwards | 8.65% onwards |
| PNB Housing Finance | 8.75% – 14.50% | 8.75% – 13.00% | 8.85%-10.85% |
| Punjab National Bank | 8.60% – 9.35% | 8.55% – 9.25% | 8.55% – 9.25% |
| Bank of Baroda | 8.60%-10.35% | 8.60%-10.35% | 8.60%-10.60% |
| Union Bank of India | 8.60% – 10.50% | 8.60% – 10.70% | 8.60% – 10.70% |
| IDFC First Bank | 8.60% onwards | 8.60% onwards | 8.60% onwards |
DHFL Home Loan EMI Calculator for Different Loan Amounts
Here’s an approximate EMI calculation for DHFL home loans at an interest rate of 8.75% p.a. with a 20-year repayment tenure:
- INR 10 lakhs: ₹8,837 per month
- INR 20 lakhs: ₹17,674 per month
- INR 30 lakhs: ₹26,511 per month
- INR 40 lakhs: ₹35,348 per month
- INR 50 lakhs: ₹44,186 per month
- INR 1 crore: ₹88,371 per month
Note: The EMI is calculated using the standard formula:
EMI=(1+R)N−1P×R×(1+R)N
Where:
- P = Loan amount
- R = Monthly interest rate
- N = Loan tenure in months
Use the DHFL Loan EMI Calculator to get exact EMIs based on your loan amount, tenure, and DHFL home loan interest rate.
How can NoBroker Help in availing Home Loan?
NoBroker is a real estate platform that offers thorough mortgage data and services. Using their user-friendly design and simple tools, you may quickly and easily calculate your home loan EMI. You can get an accurate estimate of your monthly repayments by entering the platform’s loan amount, interest rate, and tenure.
Additionally, NoBroker can assist you in comparing several loan offers from various lenders so that you can make an informed choice. You can be sure you are getting the greatest price on your home loan with their professional advice and help. Additionally, NoBroker can help you save time and effort by assisting with the loan application procedure. With the free DHFL home loan EMI calculator, you can start down the path to achieving your goal of home ownership.
Conclusion
The DHFL Home Loan EMI Calculator is a simple and effective tool that helps you plan your home loan smartly. By using it, you can estimate your monthly EMIs, understand the total interest payable, and manage your repayment schedule with ease. Whether you are buying a ready-to-move-in property or an under-construction home, this calculator empowers you to make informed financial decisions and choose a loan plan that fits your budget.
