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Personal Loan Interest Rates 2026: Types, Eligibility, Steps to Apply & Processing Fees

There are many personal loan lenders in India, such as NoBroker InstaCash, SBI, HDFC Bank, ICICI Bank, IDFC, etc. Typically, these banks offer loans at a base interest rate of 9.99% p.a.* for tenures ranging from 1 to 7 years. These rates vary case by case, and banks check various aspects

Written by Kiran K S

Published on September 9, 2026

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Best Personal Loans in India 2026: Compare Interest Rates, Fees & Eligibility

A personal loan is a type of unsecured loan that helps you meet your current financial needs. It does not require collateral or security and is often offered with minimal documentation. A personal loan in India is an unsecured loan that you can borrow from a bank or NBFC without pledging

Written by Kruthi

Published on September 9, 2026

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Tata Capital Personal Loan Interest Rate 2026: EMI, Eligibility & Fees

Tata Capital Personal Loan can help you cover expenses such as medical bills, weddings, travel, home renovation or debt consolidation. You can repay the loan through fixed monthly EMIs for up to 6 years, giving you more time to manage larger expenses. The interest rate, fees and loan tenu

Written by Krishnanunni H M

Published on September 9, 2026

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Aditya Birla Personal Loan Interest Rate: EMI, Eligibility, Steps to Apply & Processing Fees in 2026

Aditya Birla Capital is one of India’s leading NBFCs. It offers a variety of loan services, including personal loans. These loans come in handy when planning renovations, travel, weddings, or to settle existing debts, etc. The Aditya Birla personal loan interest rate starts from 10% p.a*

Written by Kruthi

Published on September 9, 2026

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Bandhan Bank Personal Loan Interest Rate: Eligibility, Documents, Charges and Stepwise Procedure in 2026

Bandhan Bank’s personal loan plans start at an interest rate of 8.86% to 9.50% p.a.*, with repayment tenures of up to 5 years. The loan is for both salaried and self-employed individuals to help manage expenses like home renovation, education, medical needs, and debt consolidation. With a

Written by Krishnanunni H M

Published on September 8, 2026

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Axis Bank Personal Loan Interest Rate 2026

Whether you’re planning a luxurious wedding, managing an unexpected expense, or starting a long-awaited travel plan to Japan, an Axis Bank Personal Loan can provide the funds you need without requiring collateral. With clear loan terms, a structured verification process, and an establishe

Written by Vivek Mishra

Published on September 8, 2026

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IDFC Personal Loan Interest Rate 2026: Rates, EMI, Fees, Eligibility & How to Apply

IDFC FIRST Bank personal loan interest rates start at 9.99% p.a. The rate offered to you can vary based on factors such as your credit profile, income, employment and existing financial obligations. The interest rate is only one part of the total borrowing cost. Your loan amount, tenure,

Written by Krishnanunni H M

Published on September 8, 2026

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Kotak Personal Loan Interest Rate 2026: Check Current Rates & EMI

Kotak Bank personal loan interest rates start at 10.99%* per annum, with repayment tenures of up to six years and the exact rate depending on the applicant’s profile. The loans are available to salaried and self-employed professionals, and can be used for purposes such as

Written by Kruthi

Published on September 8, 2026

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