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What is the Home Loan Rate of Interest in Cosmos Bank?

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Home Loan
0 2023-03-17T10:33:30+00:00
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Cosmos Bank is nothing but the oldest leading cooperative bank in India. It was established in 1906 and is strengthening its financial structure through innovative business. Cosmos Bank has 154 branches in the seven states of India, namely Maharashtra, Gujarat, Madhya Pradesh, Karnataka, Andhra Pradesh, Telangana, and Tamil Nadu. The Cosmos Bank home loan interest rate varies as per your CIBIL score. Here is the chart you can look at-  
CIBIL SCORE RATE OF INTEREST
Above 800 7.75% p.a.
750-800 8.00% p.a.
700-750 8.25% p.a.
Below 700 8.75% p.a.
Home Delight Scheme 8.50% p.a.
I hope this answers what is the home loan rate of interest in Cosmos Bank. If you are willing to know its processing fee or eligibility, read this answer. Get your home loan disbursed online quickly through NoBroker Check out your monthly payable using the NoBroker EMI calculator here   What is the eligibility to apply for a home loan at Cosmos Bank? To apply for a home loan in Cosmos Bank, the applicant must be
  • Between 18 years to 70 years of age
  • He/she must have 2 guarantors
  • Only salaried and businessmen can apply for a home loan in Cosmos Bank
What documents are required to apply for a home loan at Cosmos Bank? Some of the documents that are required to apply for a home loan at Cosmos Bank are-
  • Loan applications
  • Identity proof
  • Address proof
  • Income proof
  • Property documents and more if required
What is the processing fee for a home loan at the Cosmos Bank? As for the processing fee, know that, up to Rs 10 lakh, 1% of the loan amount will be charged as the processing fee. Above Rs 10 lakh, the processing fee will be 0.50% of the loan amount. These details should be enough to help you know what is the cosmos bank home loan interest rate and other aspects of it.   Read More: What are the LIC loan interest rates? What is RBI bonds interest rate? What is interest rate in IPPB? What is the interest rate of Senior Citizen Saving Scheme?

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