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Q.

I want to own my flat in Pune. I am staying as a tenant in Pune. I earn 15k and my brother earns 23k. I am 29 and my brother is 24. I am unmarried. How should I go about this?

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Hi, if you are planning to purchase the flat you are staying in, then the first step would be to get in touch with the owner. If the owner wants to sell it, then you can discuss the terms and conditions and agree upon a certain price. As for the earning part, I would suggest you talk to a real estate expert to help you get a better understanding and take things forward. 

To get the detailed tips on this, you can go through:

How to Buy a House With Low Income?

I hope this helps. 

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